Have you ever had a phone call from a debt collector? Are you too worried to pick up the phone when the caller's number is blocked? Are letters from banks building up in your letterbox? Are you delaying opening them? Are you too scared to check your credit score?Are you forced to make choices between essentials like rent, heating, food or medical care?Are interest and repayments sucking the joy out of your family life, draining you emotionally? Would you like to have simple things covered, like putting more food on your table or taking a short vacation with your family without worrying?Or would you just like to improve your personal finances?If so, this book is for you. With the systems and principles outlined in this book you will be able to make significant improvements in your life for yourself and your family.This book is about correcting naive misconceptions and viewpoints on debt that have been passed down to us. If you can analyse your situation clearly and learn valuable tips from this book then this is the first step to extracting yourself from the debt trap you're in.
